For pre-licensed clinicians in NYC, OR & MA

We think you deserve
better than most.

Choosing a group practice is a big deal — it shapes your training, your income, and honestly, how you feel about coming to work. We put this page together because we want you to have everything you need to make a genuinely good decision. Including about us.

W-2 Employment Only LMSW · MHC-LP · CSW-A Brooklyn · Manhattan · OR · MA
Let's be real with you first

We're going to be straight with you: right now, most group practices — including BIPS — have more therapists than incoming client inquiries. Building a full caseload takes time, and we don't want you to come in expecting otherwise. Some new hires take several months to reach 20+ clients per week.

We also ask that new clinicians put genuine effort into their own marketing and outreach. We promote you across multiple platforms and do everything we can to get your name out there — but it works best when you're in it with us.

We're telling you this now because we'd rather you know everything upfront than feel surprised or let down later. That's just how we try to do things here. And while your caseload is growing, we'll be right there — supporting you clinically, financially, and as a whole person. That part, we're confident in. Read on.

A guide for every practice you're considering

The questions worth
asking out loud

These are the things that matter most when choosing a group practice — the stuff that doesn't always come up in interviews. We think you should ask every practice you're talking to, including us. A good practice will welcome these questions.

01
W-2 or 1099?

This is the single most important question. A 1099 means you're a contractor — no employment protections, no benefits eligibility, and you pay both sides of Social Security and Medicare tax (~15%). The difference can be $8,000–15,000/year out of your pocket.

At BIPS: W-2 only, always. Your taxes are handled, your protections are real, and you're treated like an employee — because you are one.

02
What does supervision actually look like?

Ask: how often, with whom, in what format, and is it included in your pay or billed back to you? Many practices offer supervision as an add-on expense, not a benefit. Biweekly supervision is the bare minimum required by NYS — it shouldn't be your ceiling.

At BIPS: 1 hour of individual supervision + 2 hours of group supervision every week, included in your pay. Led by a PsyD or LCSW who genuinely invests in your development.

03
Do they offer health insurance?

The vast majority of NYC group practices do not provide health insurance. If you're full-time and uninsured, you're either on the marketplace (~$400–800/mo) or going without. This is worth thousands of dollars a year in real terms.

At BIPS: UHC Oxford PPO or EPO options. We cover 60% of your premium for full-time staff — because your health matters as much as your clients'.

04
Is there a structured pay increase path?

Many practices pay a flat rate indefinitely regardless of your growth or hours toward licensure. Your pay should increase as you develop. Ask whether raises are guaranteed, milestone-based, or dependent on negotiation.

At BIPS: Pay grows with you as you accumulate supervised hours toward licensure. You don't have to advocate for yourself or feel awkward asking — it's built into how we operate.

05
How do clients actually get assigned?

Ask for specifics. Is it first-come-first-served? Based on specialty match? Seniority? Vague answers often mean arbitrary allocation. You should know exactly how you'll be competing for referrals and what's in your control.

At BIPS: Transparent and straightforward — clients are assigned by cohort/hire date, with specialty match taking precedence. You always know where you stand and what's in your control.

06
What does "full-time" actually mean?

Some practices call you full-time at 15 sessions/week. Others at 30+. Know what's expected, what it takes to access benefits, and whether those hours are realistic given how they actually assign clients.

At BIPS: Full-time means 21+ sessions for most benefits, 25+ for health insurance. Part-time (15–20) is available in limited circumstances. No hidden definitions.

07
Is there paid time off?

Most group practices offer no PTO for fee-for-service clinicians. If you get sick, take a vacation, or need a mental health day, you simply don't get paid. This is legal but it's worth knowing upfront.

At BIPS: 2 weeks PTO for full-time staff, 3 weeks after 3 years. Sick pay accrues automatically. Health insurance is maintained during maternity leave. You matter beyond your caseload.

08
Who runs the practice?

Is it clinician-led or investor-backed? Practices run by clinicians tend to make decisions with clinical quality in mind. Practices backed by venture capital or private equity tend to optimize for volume and scale — not care quality. Ask directly.

At BIPS: Founded and led by Dr. Marie Mercado, a PsyD who still sees clients. Our leadership and clinical team is majority women and majority clinicians — people who understand this work from the inside. We have no outside investors, no VC backing, and no interest in becoming a tech platform. We exist to serve our community and our staff, full stop.

09
Do they record sessions or use AI?

Several tech-driven practices now use AI tools that analyze session audio or feed clinical notes into machine learning systems. This raises significant ethical and privacy concerns. Ask explicitly what happens with session data.

At BIPS: No session recording, no AI fed your clients' PHI, no data mining — period. This is a hard ethical line for us and always will be.

10
What happens when you get your full license?

Some practices build their model around pre-licensed staff — cheaper, high turnover — and don't actually have a path for you after licensure. Ask whether licensed clinicians stay, what their pay looks like, and whether there's room for growth.

At BIPS: Fully licensed clinicians start at $65/session and grow from there. Many of our licensed staff have been here for years — by choice — and have grown into supervision, leadership, and program development roles.

11
Is billing handled for you?

Some practices make clinicians manage their own insurance billing — a significant administrative burden that cuts into your non-session time and adds stress. Others handle it entirely. Know what you're signing up for.

At BIPS: A trusted third-party billing team handles all insurance claims. You focus on your clients and your notes — not on chasing insurance companies.

12
What's the culture actually like?

Ask to speak with current staff before accepting. Ask what the hardest parts are. Ask what's changed in the last year. A practice that's proud of its culture will welcome these questions. One that deflects should give you pause.

At BIPS: Weekly team meetings, special topics, case consultation, and real social connection. We mean it — reach out and ask to speak with anyone currently on our team. We're proud to make that introduction.

The full picture

BIPS vs. everywhere else

We put this together because we think transparency is a form of respect. "Typical" reflects the most common structure we've seen at NYC group practices — not every practice is the same, and we encourage you to verify everything we're claiming too.

Category BIPS Typical NYC Group Practice
Employment Structure
Employment type W-2 employee — always Many offer 1099 only
Session recording / AI Never — no recording, no AI fed PHI Increasingly common at tech-backed practices
Clinician-run Yes — founded and run by a PsyD Often admin-run or investor-backed
Pay
Starting pay (pre-licensed) $40–55/session based on supervised hours $30–50/session — flat regardless of experience
Milestone raises Structured pay growth tied to supervised hours — no negotiation required Rarely structured — requires negotiation
Admin pay $25/hr for approved admin tasks Usually unpaid
Education reimbursement $1,500/year for trainings and CEUs Rarely offered or capped at $250–500
Health & Benefits
Health insurance UHC Oxford — BIPS pays 60% at 25+ sessions/wk Rarely offered at group practices
Dental, vision, life insurance All available (~$39/mo dental; $100k life policy) Not standard
401(k) Available after 1 year Rarely offered
Time Off
Paid time off (FT) 2 weeks/year; 3 weeks after 3 years Usually none for fee-for-service clinicians
Sick pay Accrues at 1 hr per 30 hrs worked NYS minimum only
Maternity/family leave Health insurance maintained during leave + all NYS benefits NYS minimum
Supervision & Training
Individual supervision 1 hr/week with PsyD or LCSW — included in pay Biweekly or less; sometimes billed back
Group supervision 2 hrs/week — alternates didactics and group sup Monthly at best; often not included
In-house modality training EMDR, IFS, EFT, AEDP, DBT, somatic + external speakers Usually on your own time and dime
Path to supervisor role Clear pathway — supervise interns, manage locations, develop programs Rarely structured
Infrastructure
Billing handled Yes — third-party billing team Sometimes — many practices don't
All platforms paid SimplePractice, Google Workspace, Paubox + 10 others Partially covered
Tech/internet stipend $200/year lump sum Not standard
Directory listing paid 1 subscription/month (~$30 value) Usually on you
Pay — no surprises, no negotiating

What you actually take home

Your pay goes up automatically as you accumulate supervised hours. You don't have to ask, advocate for yourself, or feel awkward about it. It just happens — because it should.

0–500 hours
$40
per session
500–1,500 hours
$50
per session
1,500–2,000 hours
$55
per session
2,000+ hours
$65
per session
LCSW / LMHC
$65+
negotiated by experience
Approved admin work
$25
per hour

Everything is W-2 — taxes handled, protections intact. Pay grows with you as you accumulate supervised hours. We also recognize strong performance and loyalty in ways that go beyond the base rate. One thing we're upfront about: missing required documentation drops your rate to $40 for that session — we hold everyone to the same standard.

Benefits at a glance

Because you deserve
to be taken care of too

We know that doing this work well requires feeling supported — not just clinically, but as a whole person. Most NYC group practices offer none of what's below. We've built this intentionally, piece by piece, because we think you're worth it.

Health & Financial

Health insurance — UHC Oxford PPO or EPO; BIPS pays 60% of premium (25+ sessions/wk)
Dental coverage (~$39/mo)
Vision coverage
Life insurance — $100k policy (~$18/mo)
401(k) after 1 year of employment
All NYS-required: PFL, disability, workers' comp, unemployment

Time & Flexibility

2 weeks PTO (FT at 21+ sessions); 3 weeks after 3 years
Sick pay accrual — 1 hr per 30 hrs worked (up to 40 hrs/year)
Health insurance maintained during maternity leave
Create your own schedule
In-person, telehealth, or hybrid options

Professional Development

$1,500/year education reimbursement for trainings and CEUs
$200/year tech/internet stipend
1 paid directory listing/month (~$30 value)
Weekly individual + group supervision included in pay
In-house trainings: EMDR, IFS, EFT, AEDP, DBT, somatic + more
External speakers: KAP, Imago, perinatal MH, ADHD, poly relationships, pelvic floor therapy and more
Regular check-ins with founder on professional development

Infrastructure & Growth

All platforms paid — SimplePractice, Google Workspace, Paubox + 10 others
Third-party billing team handles all insurance claims
Marketing and visibility support across multiple platforms
Office space in Greenpoint, Union Square & Midtown West
Pathway to supervise interns, manage a location, or develop programs
Substantial referral bonus for bringing a trusted colleague on board
Opportunity to expand into KAP, Gender Care, perinatal MH, groups
Something new we're building

The Bridge Program

Early career is hard. You're ready to do the work, you're excited to learn, and you need income — but the reality is that caseloads take time to build. We don't think that gap should be yours to navigate alone.

We're developing a supported transition model that combines clinical work with hands-on practice experience while your caseload grows. It's our way of saying: we'd rather invest in you early than promise you something we can't deliver. This might be a good fit if you:

  • Are early in your career and want a thoughtful entry into group practice
  • Value transparency and realistic expectations over sales pitches
  • Want exposure to how a strong practice operates behind the scenes
  • Are balancing other responsibilities and would benefit from a gradual transition into full-time clinical work

Our goal is to make the beginning of your career feel less like a leap of faith and more like a real plan. If any of this resonates with where you're at right now, just mention it when you reach out. We'd love to talk it through with you.

The part that's harder to put in a table

What it actually feels
like to work here

We actually like each other

Weekly team meetings, special topics, case consultation, social events, group chats that are actually fun. We've built a culture where people know each other's names, show up for each other, and genuinely enjoy being at work. That's rarer than it should be in group practice, and we're proud of it.

Supervision that changes how you think

Weekly individual supervision with a PsyD or LCSW who actually knows you and your cases — not a checkbox, not a formality. We help you find your clinical voice, develop a real niche, and build the kind of confidence that doesn't waver when a session gets hard. Supervisees consistently say it's the best supervision they've had. We love hearing that.

We protect the therapy room

No session recording. No AI trained on your clients' words. No venture capital telling us how to run a clinical practice. We believe the relationship between a therapist and client is sacred, and we're not willing to compromise that for growth or efficiency. Proudly clinician-run, proudly a little analog about it.

Room to become who you want to be

Supervise interns. Run a location. Start a group. Write. Teach. Build a niche in KAP or perinatal mental health or gender care. Help shape what BIPS looks like next year. This isn't just a place to log hours on your way somewhere else — it's a place to actually build something. We want that for you.

Values we actually live by

Anti-racist, anti-oppressive, gender and sexuality-affirming, neurodivergent-affirming — these aren't words on a website, they're how we hire, how we supervise, and who we show up for every day. If your clinical identity is rooted in social justice, you'll feel that here. We exist to serve our community and the people who show up to do this work every day.

We'll always tell you the hard parts too

Caseload building takes time. Marketing yourself is part of the job. There's a 90-day period where we make sure it's a good fit on both sides. Things evolve — we're not a static place. None of this is a dealbreaker, but we'd rather you hear it from us now than be caught off guard later. That's just the kind of practice we're trying to be.

Think we might be
your kind of place?